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Worthwise

Worthwise

worthwise.money

Your financial assistant in iMessage — net worth across every account, fraud alerts, stock moves, subscriptions, budgets and reminders, all by text. No app to download.

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About Worthwise

Worthwise, by Buildware, is a personal-finance assistant that lives in your messages: iMessage, SMS or Telegram today, WhatsApp soon. Connect accounts through read-only Plaid and it tracks net worth in real time, flags large charges, reports stock movements, analyses spending against budgets, tracks subscriptions and debts, and handles crypto wallets, RSUs and joint accounts for couples. It costs $6 a month or $48 a year, with the first month free and no card required.

Pricing model: Paid

Features

  • Real-time net worth across all your accounts, over iMessage, SMS or Telegram (WhatsApp coming)
  • Alerts for large charges and notable stock moves
  • Spending analysis, budgets, subscription tracking and payment reminders
  • Crypto wallets, RSU equity and joint accounts for couples
  • Read-only Plaid connections; passwords never touch their servers; data never sold or used to train AI
  • $6/month, or $48/year; first month free with no card

FAQs

Common questions about Worthwise

How much is Worthwise?
$6 per month, or $48 per year. The first month is free and needs no card.
Is it safe to connect my accounts?
Connections are read-only through Plaid, your passwords never pass through Worthwise, and it says it will never sell your data or use it to train AI.
Which messaging apps work?
iMessage, SMS and Telegram, with WhatsApp coming soon.

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