Improved behavior of Identity endpoints when called on non-depository Capital One accounts where identity…
By Steven Van ·
Improved behavior of Identity endpoints when called on non-depository Capital One accounts where identity data is not available.
Plaid announced Improved behavior of Identity endpoints when called on non-depository Capital One accounts where identity… on August 17, 2026.
What changed
Improved behavior of Identity endpoints when called on non-depository Capital One accounts where identity data is not available. The failure to fetch identity data in this scenario will no longer cause the Item to enter an error state. Improved accuracy of Item consent expiration data at institutions that enforce expiration dates. Some Items may show a revised consent expiration date as a result of these changes. Items will also now reliably enter an error state when they expire, regardless of whether Plaid is attempting to fetch new data from the institution or not. Redesigned the UI of the Settings page in the Dashboard to display a full-page view with a link to each setting, rather than the navigation being entirely within the left nav bar. For Link: Released Android SDK v. 6.2.1 , including a bug fixes for OAuth flows when linking multiple institutions. For Auth: Pushed out the date on which limited-purpose checking accounts for existing institutions will be omitted from Link by default. Originally, this change was scheduled to take effect August 7th, 2026. It has been extended to October 6, 2026. To opt in to allowing limited purpose checking accounts, see Enabling limited pur
