ChatGPT Wallet lets your dot pay for purchases you approve
OpenAI started rolling out ChatGPT Wallet, which lets your dot complete a purchase for you once you approve it. It's rolling out first in dots, for ChatGPT Pro subscribers in the US.
You add a credit card once. Ask your dot to help you add a card to Wallet, or on mobile go to Settings, then Wallet, then Add Card. The number goes into a secure form and never into the chat, and your bank may ask you to verify it.
From there you ask for what you want, like a new sweater or a hotel in Chicago next weekend. Before anything is charged, you get a review screen with the merchant, the items, the total, the card, and any shipping or recurring payment terms. You select Approve and pass a biometric check such as Face ID, Touch ID or a fingerprint scan. If the device you're on can't do that, a link or QR code moves the approval to one that can. Every purchase needs its own approval. OpenAI says it expects to add spending limits and pre-approved purchases over time, and they aren't part of this release.
The dot never gets your real card details, and neither does the store. After you approve, the card network issues a payment token, a substitute card number with its own security code and expiry, and the charge lands on the card you picked. That's why a receipt can show different last four digits. Wallet was built with American Express, Mastercard and Visa. OpenAI says you keep your card's rewards and its protections for eligible disputes. You're buying directly from the business, which still handles fulfillment, returns and customer service.
In OpenAI's demo, a dot called Rufus is asked for a holiday gift around $100, suggests a $59.97 herb gift box and sends a Review purchase link. The sheet shows $66.30, the delivery date and a Visa card ending in 4242 above Approve and Cancel.
The eligibility rules are narrow for now. You need to be 18 or older and living in the US, with a US-issued American Express, Chase, Mastercard or Visa credit card and a US billing address. Debit cards and virtual cards aren't supported at launch. Wallet only works in conversations with your dot, so it isn't in Chat, Work or standalone Codex threads. The rollout is gradual, and an eligible Pro account might not have it yet.
Stores don't need a Wallet integration, since it works with existing checkout pages, though OpenAI says some sites may block agent purchases without meaning to. An approval isn't an order confirmation, so check the merchant's confirmation. Refunds and returns go through the merchant.